Downloadable computer programs, namely, mobile device software, computer software development tools, application programming interface software, software development kits (SDK), database management software, downloadable data models, downloadable software designs, and downloadable software standards and specifications all for use in building, managing, structuring, encoding, storing, displaying, transmitting, and sharing verifiable health credentials, health records, healthcare information, health information, health-relevant information, biomedical data, clinical trials data, patient-generated and personally-generated health-relevant data, and information about healthcare providers and healthcare organizations, information about healthcare payment and payment organizations, and information about health and health care transactions