Downloadable computer software for conducting and participating in employee incentive award programs; downloadable computer software applications for conducting and participating in employee incentive award programs with loyalty, incentive and bonus programs and employee benefit and insurance plans; downloadable mobile applications for conducting and participating in employee incentive award programs; downloadable electronic publications in the nature of newsletters in the field of employee incentive award programs; magnetically encoded credit and debit cards; electronically encoded credit and debit cards; electronically encoded prepaid payment cards; magnetically encoded prepaid payment cards; downloadable vouchers in the nature of tickets for travel, admission to sporting, cultural, and entertainment events

Customer loyalty, incentive and bonus program services for commercial, promotional and advertising purposes; conducting employee incentive award programs that provide redeemable credit for prepaid stored value cards to promote employee engagement and productivity; business administration of employee benefit plans other than insurance or finance plans, in the nature of employee incentive award programs; business administration of benefits packages other than insurance or finance plans for businesses and their employees concerning employee incentive award programs; provision of online price comparison services; payroll deduction processing and transmission; computerized payroll preparation; administration of payroll for others; promoting the goods and services of others provided via a website featuring coupons, rebates, price comparison information, product reviews, links to the retail websites of others, and discount information; advertising and promotional services; administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card, online platform or mobile software application; promoting the goods and services of others through discount card programs and through employee benefit schemes; business consultancy services; business information services; Administration and operation of benefits packages for businesses and their employees, other than insurance or finance plans, concerning employee incentive award programs; provision of advice relating to conducting employee incentive award programs; consultancy services relating to conducting employee incentive award schemes; business administration of employee incentive award schemes; sales promotion for others; business administration for the acquisition of goods or services by means of electronic cards, coupons, voucher; Business management of customer accounts containing information about prepaid cards, gift cards and other payment orders; Business administrative consultancy, namely, organizing corporate savings schemes; advertising services, including advertising on electronic and computer media, direct mail advertising in the nature of samples and prospectuses, and electronic and computer communications networks; rental of advertising space, including on electronic and computer media; Business organization and operation consultancy services to obtain customer loyalty; sales promotion services; providing business information via a web site featuring ratings, reviews and recommendations relating to business organizations, service providers, and other resources; advertising and updating of advertising documentation, including via electronic and computer communication networks; Promoting the goods and services of others, including by means of the issuance of loyalty rewards cards enabling the accrual of benefits, except for advertising purposes

Payment processing services for the provision of travel, entertainment, hotels, vehicle hire, financial services, insurance services, food and drink, electronic goods by means of issuing and exchanging of vouchers, tickets, coupons, counterfoils, prepaid credit cards, debit cards, and credit card; credit cards, loyalty cards, and prepaid credit card payment processing services via computer networks; Financial management of reimbursement payments for others of vouchers, tickets, coupons, counterfoils, prepaid credit cards, debit cards, and credit cards, namely, payment processing services for the provision of travel, entertainment, hotels, vehicle hire, financial services, insurance services, food and drink, electronic goods; credit cards, loyalty cards, and prepaid credit card payments processing services via computer networks; Financial information and advisory services, namely, providing information relating to the financial advantages of the use of a loyalty card and employee benefit schemes; insurance services, namely, insurance brokerage services for home, auto, pet, identity protection, renter, and motorcycle insurance; financing services, namely, financing the acquisition of goods or services by means of electronic cards, coupons, vouchers; financial management services relating to the formation and management of save-as-you-earn schemes; Financial consultancy regarding the formation and management of corporate savings schemes; insurance agency and brokerage services

Platform as a service (PAAS) featuring computer software platforms on the Internet for conducting and participating in employee incentive award programs; providing a web hosting platform for e-commerce platforms on the Internet; design, modification and maintenance of software for planning and managing employee benefit schemes; services for software as a service ("SaaS") featuring software for use in the evaluation, planning, analysis and management of employee benefit schemes; computer services, namely, hosting and managing online software application service provider for the planning and management of employee benefit schemes; provision of an online portal in the nature of providing online non-downloadable software that enables companies and their staff to plan and manage benefits schemes, discount and payment voucher schemes; providing temporary use of on-line non-downloadable computer software for conducting and participating in employee incentive award programs; providing temporary use of on-line non-downloadable computer software applications for conducting and participating in employee incentive award programs with loyalty, incentive and bonus programs and employee benefit and insurance plans