Downloadable mobile application for providing a loyalty program, shopping loyalty points, exclusive deals, and loyalty incentives; downloadable mobile application for incentive award programs to promote the sale of the products of others; downloadable software that enables managing budgets and special offers

administering a customer loyalty program which provides shopping loyalty points, exclusive deals, social interaction, and loyalty incentives; arranging and conducting incentive reward programs to promote the sale of consumer products; retail services, namely, administration of a consumer loyalty program enabling participants to obtain product discounts, gift cards, and other incentives; business services, namely, providing budget management, advertising efficacy, product purchase, and shopper data to producers of consumer products, retail stores, and restaurants to enable better advertising spend decisions

Debit card transaction processing services; mobile and online payment processing services; payment processing services, namely, debit card transaction processing services