credit union services; financial services, namely, providing financial information, providing financial advice, and providing financial management; banking services; savings account services; checking account services; education savings account services; individual retirement account services; life insurance services, namely, insurance agencies in the field of life insurance; on-line financial planning services, on-line banking services; on-line checking account services; on-line savings account services; credit card services, namely, credit card authorization services, and issuing credit cards; loan financing services; consumer lending services; mortgage banking and lending services