Downloadable computer software for use on mobile phones and PDAs for accommodating multiple types of payment and debt transactions for processing of electronic wallet payments; Downloadable computer software for use as a digital wallet

Electronic transfer of money; Electronic payment services, namely, bill payment services, bill payment services provided via mobile applications, and prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; Processing of electronic wallet payments; Online payment processing, namely, electronic foreign exchange payment processing, digital currency processing in the nature of electronic transfer of virtual currencies, and peer-to-peer payments in the nature of electronic transfer of money

Providing temporary use of online-non-downloadable software for processing of electronic wallet payments