Providing on-line non-downloadable software for enabling users to store, encrypt, manage, and access personal data, documents, files, information, and multimedia content, and to share data, documents, files, information and multimedia content with others; Software as a service (SAAS) services featuring software for enabling users to store, encrypt, manage, and access personal data, documents, files, information, and multimedia content, and to share data, documents, files, information and multimedia content with others