Scoring consumer credit reports obtained from credit bureaus; providing scoring and analysis of consumer credit reports; Providing consumer financial information, provided by electronic means, featuring actual, median and forecast consumer credit scores derived from credit reports, analysis and forecasts of future consumer credit scores, key trends in consumer credit reports, and payment behavior and analysis of events disclosed in consumer credit reports

Software as a service (SAAS) services featuring software for analyzing consumer credit reports obtained from credit bureaus; Software as a service featuring software providing analysis, scoring and forecasting of consumer credit reports and credit scores