Magnetic encoded cards and cards containing an integrated circuit chip in the nature of smart cards all containing programming used to process payments; Cards encoded with security features for authentication purposes; Charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, and payment cards all encoded; Downloadable computer software and applications for mobile devices for facilitating and administering banking, payment by credit card, debit card, or payment card, automatic teller machine services, stored value card services, electronic funds transfer services, electronic payment services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; Downloadable computer software and applications for mobile devices that facilitate the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; Downloadable computer software and applications for mobile devices comprising a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers

Business development services, namely, providing start-up support for businesses of others; business management consultation; assisting businesses in obtaining government contracts; corporate meeting management services; providing facilities for business meetings; promoting the sale of credit card accounts through the administration of incentive award programs; providing an online directory information service featuring information regarding merchants who accept payment by credit card

Assistance with electronic transfers of money; Banking services; Prepaid card, prepaid gift card, stored value card and payment card services; Foreign currency exchange services; Payment processing services, namely, charge card, credit card, prepaid card, gift card, stored value card and payment card transaction processing services; Electronic charge card, credit card, prepaid card, gift card, stored value card and payment card transactions; Issuing Charge cards, credit cards, prepaid cards, prepaid gift cards, stored value cards and payment cards; providing online information for merchants regarding guidelines and fees pertaining to credit card acceptance

Providing online forums and electronic bulletin boards for transmission of messages among computer users concerning small business advice; providing equipment and facilities for videoconferencing, teleconferencing, and telepresence conferencing

Travel agency services, namely, arranging the transportation of passengers by land, air and water; personal tour guide services and tour information services; cargo handling services, namely, handling of passengers' luggage and arranging baggage transfer; travel agency services, namely, arranging for automobile and bus rentals; Arranging travel tours as a bonus program for credit cards customers

Arranging for ticket reservations and admission to music, theater, fashion, film, and sports events

Travel agency services, namely, making reservations for temporary lodging, restaurants, and meals

Concierge services for others comprising making requested personal arrangement and reservations and providing customer-specific information to meet individual needs rendered to credit card customers