Banking services; issuing of debit cards and credit cards; providing financial information via a website and mobile application; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; providing electronic processing of requests and execution of employee earned income transfers via a global computer network; financial services, namely, providing transfer of earned employee income on demand