Downloadable software in the nature of a mobile application for an electronic services platform that processes multiple types of providers transactions and payment transactions in a web-based environment; Downloadable software and mobile application software for use in providing a virtual marketplace; Downloadable software for sending and receiving electronic messages, alerts, notifications and reminders; Downloadable software for file sharing; Downloadable software for use as an application programming interface (API); Downloadable software for enabling transmission of images, audio, audio visual and video content and data; Downloadable software for use in creating, managing, measuring, and disseminating advertising of others, namely, promoting the services of others; Downloadable software for creating, sharing, disseminating and posting advertising; Downloadable software for searching for geo-location based advertising and product and service promotion; Location-aware downloadable software for searching, determining, and sharing locations and online services; Downloadable software for searching and identifying work opportunities, namely, freelancing jobs; Downloadable software to allow users to perform e-commerce transactions via the internet and communications networks; Downloadable computer software that allows users to make payments and transfer funds; Downloadable computer software for processing electronic payments; Downloadable software for electronic funds transfer; Downloadable software for the collection and distribution of data; Downloadable software for completing payment transactions; Downloadable software for connecting computers to local databases and global computer networks; Downloadable software for creating searchable databases of information and data; Downloadable software for managing payment and exchange transactions; Downloadable computer software for sending and receiving appointment reminders and notifications