Application service provider featuring application programming interface (API) software; Software as a service (SaaS) services featuring software for collecting, analyzing, automating and reporting on data for purposes of identification authentication and verification of individuals and businesses, fraud prevention, financial risk assessment, regulatory compliance, financial transactions monitoring and making credit and underwriting determinations; Providing a web site featuring temporary use of non-downloadable software for collecting, analyzing, automating and reporting on data for purposes of identification authentication and verification of individuals and businesses, fraud prevention, financial risk assessment, regulatory compliance, financial transactions monitoring and making credit and underwriting determinations; Software as a service (SAAS) featuring computer software platforms for use in data, database, and cloud data integration and migration, and creation and integration of and connectivity to application programming interfaces (APIs); Computer software support services, namely, help desk services and software implementation services