Educational services, namely, developing curriculum for others in the field of mortgage lending and loan planning; Educational services, namely, providing programs in the fields of mortgage lending and loan planning; Educational services, namely, providing on-line training in the fields of mortgage lending, loan planning, and training others to provide third parties with financial advice; Educational services, namely, providing educational speakers in the fields of mortgage lending and loan planning; Educational services, namely, providing training in the fields of mortgage lending, loan planning, and training others to provide third parties with financial advice