magnetically encoded blank bank cards for issuance by financial institutions; magnetically encoded debit cards; magnetically encoded credit cards; magnetically encoded banking cards for issuance by financial institutions; magnetically encoded payment ID cards for services; electronic and magnetic ID cards for use in connection with payment for services; downloadable software and downloadable mobile, tablet, and computer applications for use in the delivery of banking services

banking services; information, consultancy and advisory services in connection with all of the aforesaid