Data management services for use in debt and credit scoring and collection services, namely, electronic data for account segmentation and prioritization to optimize revenue recovery; all of the foregoing in the field of consumer debt and excluding data management services and collection services for use in music and entertainment royalty payments

Debt collection services; debt advisory services; debt recovery services; debt management services; all of the foregoing in the field of consumer debt and excluding for use in music and entertainment royalty payments

Providing temporary use of non-downloadable computer software for use in business management in the field of debt collection; providing temporary use of non-downloadable computer software for managing, tracking, evaluating and collecting first-party debts, issuer debts, creditor debts and third-party debts; providing temporary use of non-downloadable computer software for managing payment and debt transactions; providing temporary use of non-downloadable mobile computer application software for use in consumer self-management in the field of debt collection; providing temporary use of non-downloadable mobile computer application software for managing, tracking, evaluating and payment of first-party debts, issuer debts, creditor debts and third-party debts; providing temporary use of non-downloadable mobile computer application software for managing payment and debt transactions; providing temporary use of non-downloadable computer software for use in business management of third-party billing, invoicing, and accounts receivables; providing temporary use of non-downloadable computer software for use in customer account management; providing temporary use of non-downloadable computer software for use in providing customer service management; providing temporary use of non-downloadable computer software for use in customer relationship management; all of the foregoing in the field of consumer debt and excluding for use in music and entertainment royalty payments