Business software, namely, downloadable software frameworks and software components that provide underlying functionality for application specific software written by a third party, the underlying functionality enabling scalability within and across multiple servers by enabling said third party software to handle multiple connections and multiple requests from those connections concurrently, providing Internet, intranet, and cloud connectivity and communications between modules of the application specific software running on the server and application specific code running on workstations or within browsers, and providing security to this connectivity capability, the application specific software being in the nature of software for inventory management, database management, data processing, website hosting and creation, graphical user interfaces, financial management, financial record keeping, accounting, medical record keeping, contract execution, document execution, voting, stock trading, auditing, transaction processing, and insurance claims management; downloadable business software for maintenance, manipulation and data mining of large quantities of data, namely caching software capable of supporting extremely rapid data retrieval and for searching and retrieving data from a large quantity of raw data and for providing a database or component of a database for managing, retrieving and altering large amounts of data; downloadable business and retail software applications for mobile phones and personal computers, namely, software applications that enable the secure management, sharing, encryption and authentication of personal and business data including notes, documents and media in the nature of text, pictures, audio and video.