Downloadable computer software in the field of wireless devices for use in electronic information processing; downloadable computer software for providing secure financial transactions using a POS device or wireless device; downloadable computer software for use in electronic authorization, processing, securing, monitoring and management of credit card, debit card, and other electronic transactions conducted via a computer network; and downloadable computer software for configuration, operation, and management of POS terminals

Platform as a service (PAAS) featuring computer software platforms for use in electronic authorization, processing, securing, monitoring and management of credit card, debit card, and other electronic payments; platform as a service (PAAS) featuring computer software platforms for use in for use in electronic authorization, processing, securing, monitoring and management of credit card, debit card, and other electronic online, self-service and unattended payments