Computer application software for mobile devices, namely, software for accessing insurance policy information, making payments, and making claims; Downloadable software in the nature of a mobile application that allows users to learn about and access insurance policy information, make payments, and make claims; Computer software and mobile applications for use by others in rendering insurance policies; Computer software and mobile applications for use by others in customizing and adjusting insurance policies; Computer software and mobile applications for use by others in rendering business owners protection, commercial general liability, and professional liability insurance policies; Computer software and mobile applications for use by others in customizing and adjusting business owners protection, commercial general liability, and professional liability insurance policies; Computer software and mobile applications for insurance claims administration and processing; the foregoing all being downloadable