Software as a service (SAAS) services featuring software for use in the fields of insurance and finance for tracking and monitoring insurance compliance and financial regulatory compliance, for quoting insurance rates, for providing insurance placement in the nature of application assistance, getting, reviewing, and providing quotes and making insurance recommendations, and for customer relationship management; Providing online, non-downloadable computer software for use in the fields of insurance and finance for tracking and monitoring insurance compliance and financial regulatory compliance, for quoting insurance rates, for providing insurance placement in the nature of application assistance, getting, reviewing, and providing quotes and making insurance recommendations, and for customer relationship management; Software as a service (SAAS) services featuring software for use in financial planning; Providing online, non-downloadable computer software for financial planning; Software as a service (SAAS) services featuring software for expediting and facilitating the marketing, selling and processing of insurance and financial products; Providing on-line non-downloadable software for expediting and facilitating the marketing, selling and processing of insurance and financial products; Software as a service (SAAS) services featuring software for retirement and insurance planning; Providing on-line non-downloadable software for retirement and insurance planning; Software as a service (SAAS) services featuring software for archiving data, e-mail archiving and retrieval, data management and archive compliance; Providing online non-downloadable software for archiving data, e-mail archiving and retrieval, data management and archive compliance