Downloadable computer application software for mobile phones and handheld computers, namely, downloadable software featuring software for use in analyzing financial information, compiling financial information from financial websites into a singular database, providing secure access to electronic banking services, calculating damages for insurance claims, processing insurance payments, processing currency transfers for currency exchanges, analyzing fluctuations in the value of securities, analyzing electronic banking patterns, analyzing and predicting expected value of securities, that may be downloaded via the Internet; Downloadable computer game software; Downloadable computer software for use in analyzing financial information, compiling financial information from financial websites into a singular database, providing secure access to electronic banking services, calculating damages for insurance claims, processing insurance payments, processing currency transfers for currency exchanges, analyzing fluctuations in the value of securities, analyzing electronic banking patterns, analyzing and predicting expected value of securities, that may be downloaded via the Internet; Downloadable electronic publications in the nature of magazines and periodicals in the field of financial information, and investment advice; Downloadable image files containing artwork, text, audio, video, games and Internet web links relating to financial investment activities, banking activities;