Downloadable computer software for analyzing driver behavior, assessment of vehicle driving skills, providing automobile insurance, and managing risk related to driving; Downloadable software in the nature of a mobile application for analyzing driver behavior, assessment of vehicle driving skills, providing automobile insurance, and managing risk related to driving; Telematics apparatus, namely, wireless devices that provide telematic monitoring services related to driving

Providing incentive award programs for customers through the distribution of discounts and/or purchase points for the purpose of promoting and rewarding loyalty; Data compiling and analyzing in the fields of insurance and driving data; Promoting safe driving by providing feedback on vehicle driving skills, incentives and awards for good driving, and information about good driving discounts on automobile insurance

Insurance carrier services; Insurance brokerage services; Consulting and information concerning insurance; Insurance premium rate computing; Providing information on insurance matters; Insurance services, namely, underwriting, issuance and administration of automobile and physical damage insurance

Vehicle and driver telematics services in the nature of providing information concerning driving safety risks, driver behavior, and driving related data