Application service provider featuring application programming interface (API) software for allowing data retrieval, upload, access and management; Application service provider (ASP) featuring software for use in online banking and financial analysis; Computer services, namely, creating an on-line community for registered users to participate in discussions, share banking transaction information and financial services information, and engage in social networking in the fields of retail banking, online banking and personal finance; Providing temporary use of non-downloadable software, namely, downloadable mobile applications for enabling users to access account information and manage account information related to checking account services and debit card services; Providing a non-downloadable, interactive web-based application that enables users to review information related to checking account services and debit cards; Providing temporary use of on-line non-downloadable and downloadable applications for performing financial transactions and transmitting and receiving information in the fields of electronic payments and electronic bill payments and bill presentment; Providing temporary use of non-downloadable and downloadable applications for use in sending and receiving payments, transferring funds, bill payment and bill presentment; providing temporary use of non-downloadable and downloadable applications for generating bill reminders and bill payment status alerts; Providing online, non-downloadable and downloadable applications for obtaining, viewing, storing and managing credit scores and credit reporting information; Providing online, non-downloadable and downloadable applications for comparing and recommending financial products, namely, credit cards, debit cards, stored-value cards, bank accounts, investment accounts, insurance policies, loan financing, personal loans, automobile loans, peer-to-peer loans, student loans, lines of credit, and mortgages; Providing online, non-downloadable and downloadable applications for generating product and service comparisons; Providing temporary use of online, non-downloadable and downloadable mobile applications for providing commercial information on, and comparisons of, the products and services of others; Providing temporary use of online, non-downloadable and downloadable applications for comparison shopping services; Providing temporary use of online, non-downloadable and downloadable applications for recording, processing, receiving, reproducing, transmitting, modifying, compressing, decompressing, broadcasting, merging and enhancing of data; Providing temporary use of online, non-downloadable and downloadable applications for online banking management and personal financial management; Providing temporary use of online, non-downloadable and downloadable applications for financial transaction management; Providing temporary use of online, non-downloadable and downloadable applications for tracking and analysis of personal and small business financial transactions; Providing temporary use of online, non-downloadable and downloadable applications for financial planning, financial management, bill tracking and management, expense tracking and management, accounting, and taxable item tracking and management; Providing temporary use of online, non-downloadable and downloadable applications for creating reports and graphs; Providing temporary use of online, non-downloadable and downloadable applications for forecasting and analysis of data; Providing temporary use of online, non-downloadable and downloadable applications for data aggregation; Providing temporary use of online, non-downloadable and downloadable applications for providing alerts; Providing temporary use of online, non-downloadable and downloadable applications for providing wireless access to data and databases; Providing temporary use of online, non-downloadable and downloadable applications for enabling users to retrieve account balances and transaction information accessible over mobile applications and mobile telecommunication networks; Providing temporary use of online, non-downloadable and downloadable mobile applications for managing credit and debit card accounts; Providing temporary use of online, non-downloadable and downloadable mobile applications for credit monitoring and credit scoring; Providing temporary use of online, non-downloadable and downloadable applications for enabling users to retrieve digital currency account balances and transaction information using mobile devices and mobile telecommunication networks