Downloadable mobile applications for personal and small business financial management; Downloadable mobile applications for online banking, transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, accounting, and taxable item tracking and management; Downloadable mobile applications for use in electronically managing digital currency payment and exchange transactions; Downloadable mobile applications for use in processing electronic payments and transferring funds to and from others; Downloadable mobile applications for use in transferring funds between financial accounts; Downloadable mobile applications for bill presentment and payment; Downloadable mobile applications for data aggregation; Downloadable mobile applications for providing banking, financial, and bill payment alerts; Downloadable mobile applications for providing wireless access to data and databases; Downloadable mobile applications for enabling users to retrieve financial account balances and financial transaction information