Financial services, namely, providing encrypted digital assets for use by members of an on-line community via a global computer network; financial transaction services relating to encrypted digital assets, namely, clearing and reconciling financial transactions using blockchain technology via computer and communication networks; financial services, namely, providing an encrypted digital asset for use by members of an on-line community via a global computer network; financial services, namely, providing an online electronic transfer exchange for the purchase, sale and transfer of digital assets for use by members of an on-line community via a global computer network; financial services, namely, providing an encrypted digital asset for use by members of an on-line community via a global computer network used to operate and build applications and blockchains on a decentralized computer platform; blockchain-based payment verification services for encrypted digital assets