Providing temporary use of online non-downloadable software for providing electronic and biometric authentication of personal identity and health information and for verification of pathogen clearance of individuals for secure access to retail premises and other commercial and business premises; application service provider (asp) services featuring software for use in providing electronic and biometric authentication of personal identity and health information and for verification of pathogen clearance of individuals for secure access to retail premises and other commercial and business premises; Software as a service (SAAS) services featuring software for use in providing electronic and biometric authentication of personal identity and health information and for verification of pathogen clearance of individuals for secure access to retail premises and other commercial and business premises; and electronic verification and authentication services