credit union services, checking and savings account services offered by a credit union to its members, checking account services, savings account services, banking and financing services, banking services provided by mobile telephone connections, telephone banking services, merchant banking services, mortgage banking services, on-line banking services, bill payment services; administration of health savings accounts, administration of savings accounts, money market account services, banking services featuring the provision of certificates of deposit, educational savings account (ESA) services, financial services, namely, direct deposit and payroll deduction services, providing electronic processing of electronic payments, providing electronic processing of funds transfers, online and mobile funds transfer services, money wiring services, electronic funds transfer, corporate savings account services, debit card services and credit card services, namely, issuance of debit and credit cards and processing of debit and credit card payments, financial services, namely, money lending, providing home equity lines of credit, financing relating to automobiles and other vehicles, providing personal loans and lines of credit, credit and loan services, financing related to mobile homes, providing loans for renewable energy upgrades for homes and businesses, commercial lending services, construction lending services, mortgage lending, providing secured lines of credit, financing relating to equipment, providing investment commercial mortgages, providing term loans, providing commercial vehicle loans, merchant banking services, banking services, namely, providing checking account, money market account, and certificate of deposit account services, financial administration of employee pension plans, financial services, namely, wealth management services, trust and estate planning, 401(k) rollover services, individual retirement account services, financial planning and investment advisory services, financial planning for retirement, insurance brokerage, providing student loans, and financing relating to bicycles, all of the foregoing services provided by a credit union to its customers