Financial services, namely, business banking services, personal banking services, electronic banking services and commercial and consumer lending services; checking account services; savings account services; direct deposit services; electronic remote check deposit services in the nature of acceptance of deposits; safety deposit box services; financial transaction services, namely, provision of certificates of deposit and certificates of deposit account services; online banking; online bill payment services; money wire transfer services; automated teller machine services; electronic funds transfer services; certified check issuing, processing, and cashing services; providing bank account information by telephone, internet or electronic means; debit card transaction processing services; credit card transaction processing services; consumer and commercial lending services, namely, providing, acquiring, refinancing, and servicing commercial and residential mortgage loans, construction loans, home improvement loans, car loans, home equity loans and lines of credit, personal loans and lines of credit, issuing letters of credit; investment services, namely, financial asset management; insurance services, namely, brokerage, carrier, and actuarial services