financial services, namely, enabling and facilitating business to business electronic funds transfer services via electronic communications networks and enabling and facilitating business to consumer electronic funds transfer services via electronic communications networks in the nature of clearing and reconciling financial transactions via a global computer network; reloadable prepaid card transaction processing, namely, authorization services, verification services, payment processing services, transaction processing services, transaction settlement services in the nature of clearing and reconciling financial transactions via a global computer network; electronic credit and debit card transactions processing, namely, authorization services, verification services, payment processing services, transaction processing services, transaction settlement services in the nature of clearing and reconciling financial transactions via a global computer network; electronic funds disbursement processing services and payment processing services, namely, credit card authorization services, credit card verification services, credit card transaction processing services, transaction settlement services in the nature of clearing and reconciling financial transactions via a global computer network, credit and debit card remittances processing, processing of financial payment transactions online via a global computer network or via telecommunication, mobile or wireless devices, transaction authentication in the nature of providing secure commercial transactions and payment options and payment verification services