Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to actively manage a cardholder's subscription and recurring credit card payments; Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to actively manage a cardholder's spending and payments to prevent overspending, spending limit overage fees, and credit card interest fees; Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to prevent malicious or negligent merchants from processing transactions without the cardholder's consent; Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to permit highly-trusted merchants to process payments where the credit card number on file with the merchant is expired or cancelled; Downloadable mobile application to access and manage a technology platform that randomly generates virtual credit card numbers for temporary use in order to provide security in credit card transactions; magnetically encoded credit cards

Banking and financing services; online banking services; online banking services accessible by means of downloadable mobile applications; issuing of credit cards; financial administration of credit card accounts; credit card payment processing services

Platform-as-a-Service (PaaS) featuring a computer software platform that integrates with credit card payment processors in real time during the credit card authorization process to actively manage a cardholder's subscription and recurring credit card payments; Platform-as-a-Service (PaaS) featuring a computer software platform that integrates with credit card payment processors in real time during the credit card authorization process to actively manage a cardholder's spending and payments to prevent overspending, spending limit overage fees, and credit card interest fees; Platform-as-a-Service (PaaS) featuring a computer software platform that integrates with credit card payment processors in real time during the credit card authorization process to prevent malicious or negligent merchants from processing transactions without the cardholder's consent; Platform-as-a-Service (PaaS) featuring a computer software platform that integrates with credit card payment processors in real time during the credit card authorization process to permit highly-trusted merchants to process payments where the credit card number on file with the merchant is expired or cancelled; Platform-as-a-Service (PaaS) featuring a computer software platform that randomly generates virtual credit card numbers for temporary use in order to provide security in credit card transactions; Online credit card services, namely, monitoring of transactions, account balances, spending and featuring electronic alerts related to spending, namely, electronic monitoring of credit card activity to detect fraud via the internet