Downloadable and recorded computer encryption software and software for secure data storage, retrieval, and transmission of confidential customer information; Downloadable and recorded computer software for secure data transport; Downloadable and recorded software for secure data storage and retrieval and transmission of confidential customer information; Downloadable and recorded computer software for encryption and secure data storage and retrieval and transmission of customer history and sensitive or confidential personal information; Magnetically encoded debit cards, charge cards and identity cards; Encoded electronic chip cards used to verify eligibility, access and update medical, health, and insurance records, and transfer funds and process payments; Downloadable and recorded software for processing payments, transferring funds and updating records in the medical, healthcare and insurance fields; Downloadable and recorded software for processing electronic payments made through payment cards, health savings accounts, flexible spending accounts, premium reimbursement accounts, and health reimbursement arrangements; Downloadable mobile applications for managing bank accounts and for accessing and submitting claims in connection with health savings accounts, flexible spending accounts, premium reimbursement accounts, and health reimbursement arrangements

Providing temporary use of online non-downloadable computer encryption software and software for secure data storage, retrieval, and transmission of confidential customer information; Providing temporary use of online non-downloadable computer software for secure data transport; Providing temporary use of online non-downloadable software for secure data storage and retrieval and transmission of confidential customer information; Providing temporary use of online nondownloadable computer software for encryption and secure data storage and retrieval and transmission of customer history and sensitive or confidential personal information; Providing temporary use of online non-downloadable software for processing payments, transferring funds and updating records in the medical, healthcare and insurance fields; software for processing electronic payments made through payment cards, health savings accounts, flexible spending accounts, premium reimbursement accounts, and health reimbursement arrangements