Software as a service (SAAS) services featuring software for invoicing, payments, invoice creation, invoice and payment tracking and support, electronic storage of files and documents, calendaring, contact management, task management, automated payment reminders, data management and analytics, customized reporting, marketing, coaching, client communications, and customer service; Providing temporary use of on-line non-downloadable cloud computing software for invoicing, payments, invoice creation, invoice and payment tracking and support, electronic storage of files and documents, calendaring, contact management, task management, automated payment reminders, data management and analytics, customized reporting, marketing, coaching, client communications, and customer service