Software as a service (SaaS) services featuring software for providing a computer software data and technology platform for use in small business loan underwriting and loan account servicing; Software as a service (SaaS) services featuring computer software platforms for originating funds deployed to businesses and consumers; Software as a service (SaaS) services featuring computer software platforms for underwriting funds deployed to businesses and consumers; Software as a service (SaaS) services featuring software for credit decisioning; Software as a service (SaaS) services featuring software for credit risk monitoring; Software as a service (SaaS) services featuring software for payment facilitation services in the nature of payment transaction processing; Software as a service (SaaS) services featuring software for managing customer service for business and consumers; Software as a service (SaaS) services featuring software for managing business customer accounts; Providing temporary use of non-downloadable software for credit decisioning; Providing temporary use of non-downloadable software for credit risk monitoring; Providing temporary use of non-downloadable software for providing a computer software data and technology platform for use in small business loan underwriting and loan account servicing; Providing temporary use of non-downloadable computer software for originating funds deployed to businesses and consumers; Providing temporary use of non-downloadable computer software for underwriting funds deployed to businesses and consumers; Providing temporary use of non-downloadable software for payment facilitation services in the nature of payment transaction processing; Providing temporary use of non-downloadable software for managing customer service for business and consumers; Providing temporary use of non-downloadable software for managing business customer accounts; Providing temporary use of non-downloadable computer software for bill payment; Providing temporary use of non-downloadable computer software for making financial account deposits, for online banking, for bill tracking and for financial account management; Providing temporary use of non-downloadable computer software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, and mobile telecommunication networks