Interactive data transfer apparatus, namely, card and code reading devices, networked handheld electronic devices for transmitting pre-recorded information from scanned codes and data cards, computer card adapters, computer networking hardware; Encoded apparatus for use in relation to electronic transfer of data and information, namely, portable data drives, electronic and magnetic cards, microchips, machine-readable cards, encoded key fobs, encoded dongles, encoded labels, encoded wristbands; electronic key fobs containing encoded, machine-readable data for purposes of identification, identity verification, authentication, tracking and monitoring, marketing and advertising, commercial loyalty schemes, financial information; communications equipment, controllers, instruments, apparatus and devices, namely, technology enabled readers, handheld electronic devices for reading, displaying, receiving, processing and transmitting data relating to identification, identity verification, authentication, tracking, monitoring, marketing and advertising, commercial loyalty schemes, financial information; near-field, portable and electronic communication devices, equipment, controllers, instruments and apparatus, namely, technology-enabled readers, encoded near-field communication tags, near-field radio frequency tags, encoded cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, magnetic cards in the nature of magnetic identifying cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, machine-readable cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, encoded key fobs in the nature of encoded electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, machine-readable key fobs in the nature of electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, microchips, encoded labels in the nature of encoded bar code labels, encoded wristbands in the nature of electronically encoded identity wristbands for tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, encoded jewellery in the nature of wireless receivers and transmitters in the form of electronically encoded identity jewellery for tracking and geolocating for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments; downloadable data communications software for monitoring, controlling, and facilitating communications between computers, automated machines, digital transmitters, and remote control apparatus, and encoded and microchipped devices for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments; parts and fittings for communications apparatus, namely, digital transmitters, hand-held technology-enabled readers, encoded near-field communication tags, near-field radio frequency tags, encoded cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, magnetic cards in the nature of magnetic identifying cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, machine readable cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, encoded key fobs in the nature of encoded electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, machine-readable key fobs in the nature of electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, microchips, encoded labels in the nature of encoded bar code labels, and encoded jewellery and wristbands in the nature of wireless receivers and transmitters in the form of electronically encoded identity jewelry and wristbands for tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, handheld electronic devices for reading, displaying, receiving, processing and transmitting data relating to identification, identity verification, authentication, tracking, monitoring, marketing and advertising, commercial loyalty schemes, financial information; remote controllers and remote receivers of electronic and electromagnetic signals for computers, computer systems, handheld data transmitters, all for the purposes of reading, displaying, receiving, processing and transmitting data relating to identification, identity verification, authentication, tracking, monitoring, marketing and advertising, commercial loyalty schemes, financial information; mobile phone accessories, namely, cases for mobile phones, blank USB flash drives and encoded data drives, mobile phone readers and scanners; encoded identification labels carrying magnetically, optically, or electronically encoded information; encoded bar code labels; adhesive labels carrying magnetically, optically, or electronically encoded information; RFID chips being microchips and RFID labels, tags, receivers and readers; electronically encoded identity wristbands; telecommunication apparatus in the nature of wireless receivers and transmitters in the form of jewelry, namely, electronically encoded identity lanyards, neck chains, wrist chains in the nature of bracelets, wristbands and jewellery; telecommunication apparatus in the nature of wireless receivers and transmitters in the form of jewellery that communicates data; near field communication and radio-frequency identification electric and electronic products, namely, technology-enabled readers, encoded near-field communication tags, near-field radio frequency tags, encoded cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, magnetic cards in the nature of magnetic identifying cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, machine-readable cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, encoded key fobs in the nature of encoded electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, machine-readable key fobs in the nature of electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, microchips, encoded labels in the nature of encoded bar code labels, encoded wristbands in the nature of electronically encoded identity wristbands for tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, encoded jewellery in the nature of wireless receivers and transmitters in the form of electronically encoded identity jewellery for tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments; downloadable computer software for use in storing, reading, displaying, receiving, processing and transmitting data relating to identification, identity verification, authentication, tracking, monitoring, marketing and advertising, commercial loyalty schemes, financial information, personal configurations for electric and electronic equipment and apparatus, personal configurations for ergonomic preferences, seating, lighting, computer preferences, speed and temperature; microchips for use in storing, reading, displaying, receiving, processing and transmitting data relating to identification, identity verification, authentication, tracking, monitoring, marketing and advertising, commercial loyalty schemes, financial information, personal configurations for electric and electronic equipment and apparatus, personal configurations for ergonomic preferences, seating, lighting, computer preferences, speed and temperature; electric and electronic products, namely, downloadable software, microchips, technology-enabled readers, near-field communication devices in the nature of near field communication (NFC) technology-enabled readers, encoded near-field communication tags, near-field radio frequency tags, encoded cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, magnetic cards in the nature of magnetic identifying cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, machine-readable cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, encoded key fobs in the nature of encoded electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, machine-readable key fobs in the nature of electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, microchips, encoded labels in the nature of encoded bar code labels, and encoded jewellery and wristbands in the nature of wireless receivers and transmitters in the form of electronically encoded identity jewelry and wristbands for tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, all for storing, setting, communicating and loading personal configurations for electric and electronic equipment and apparatus, namely, computers and handheld computers, hard drives, cloud storage, actuators, lighting, ventilation and heating systems; downloadable computer software for inputting, storing, saving, transmitting and recalling personal configurations for ergonomic preferences, seating, lighting, computer preferences, speed and temperature; microchips for inputting, storing, saving, transmitting and recalling personal configurations for ergonomic preferences, seating, lighting, computer preferences, speed and temperature; electric and electronic products, namely, card readers in the nature of electronic card readers and smart card readers, key fob readers in the nature of Near field communication (NFC) technology-enabled readers, electronic and magnetic cards in the nature of electronic and magnetic key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or transferring units of value, electronic key fobs in the nature of electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, card and code reading devices in the nature of magnetic coded card readers, networked handheld electronic devices for transmitting pre-recorded information from scanned codes and data cards, computer card adapters, computer networking hardware, microchips, machine-readable cards in the nature of encoded identity cards and encoded key cards incorporating geolocating and tracking sensors for key access, identity verification, identity authentication, making payments or encoded key fobs in the nature of encoded electronic key fobs being remote control apparatus for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, encoded dongles in the nature of USB dongles being wireless network adaptors, encoded labels in the nature of encoded bar code labels, encoded wristbands in the nature of electronically encoded identity wristbands for tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, encoded jewellery in the nature of wireless receivers and transmitters in the form of electronically encoded identity jewellery for tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, for inputting, storing, saving, transmitting and recalling personal configurations for ergonomic preferences, seating, lighting, computer preferences, speed and temperature; computer storage devices, namely, hard drives in the nature of external computer hard drives, hard discs in the nature of blank hard computer disks, and cloud storage devices in the nature of computer network servers; microchips; encoded cards in the nature of encoded identity cards, encoded key cards, encoded debit and credit cards, encoded loyalty scheme cards, encoded cards for accumulating redeemable points, encoded cards containing personal and health information; magnetically encoded credit cards; magnetically encoded debit cards; smart cards, namely, encoded smart cards containing programming used for storing, reading, displaying, receiving, processing and transmitting data relating to identification, identity verification, authentication, tracking, monitoring, marketing and advertising, commercial loyalty schemes, financial information; microchip cards; cash cards in the nature of magnetically encoded gift cards; SIM cards; flash memory card, namely, pre-recorded flash memory cards featuring recorded software used for storing, reading, displaying, receiving, processing and transmitting data relating to identification, identity verification, authentication, tracking, monitoring, marketing and advertising, commercial loyalty schemes, financial information; electronic key cards; magnetically encoded loyalty rewards points cards; card readers for identity cards, authentication and verification cards, key cards, smart cards, credit cards, loyalty rewards cards; downloadable software for e-commerce for processing transactions, recording and redeeming rewards and loyalty points, accumulating rewards and loyalty points, exchanging rewards and loyalty points, obtaining and redeeming vouchers and coupons, identity authentication and verification, shopping and searching for products and services, reviewing vendors, monitoring and controlling communications between computers, automated machines, digital transmitters, remote control apparatus, and encoded and microchipped devices for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, and sales management, customer management and after-sale communication management, auditing, managing of financial flows, linking e-commerce websites to credit, debit and loyalty card networks; downloadable software for the management and conducting of electronic commerce, namely, database management software, product data processing, purchase decision making, monitoring and controlling communications between computers, automated machines, digital transmitters, remote control apparatus, and encoded and microchipped devices for key access, identity verification, tracking and geolocating, for operation as an electronic key, for verifying user identity, for authenticating user identity, or for making financial payments, and sales management, customer management and after-sale communication management, auditing, managing of financial flows, processing transactions, recording and redeeming rewards and loyalty points, accumulating rewards and loyalty points, exchanging rewards and loyalty points, obtaining and redeeming vouchers and coupons, identity authentication and verification, shopping and searching for products and services, reviewing vendors; downloadable software for e-commerce for processing transactions, recording and redeeming rewards and loyalty points, accumulating rewards and loyalty points, exchanging rewards and loyalty points, obtaining and redeeming vouchers and coupons, identity authentication and verification, shopping and searching for products and services, reviewing vendors, monitoring and controlling communications between computers, automated machines, digital transmitters, remote control apparatus, and encoded and microchipped devices, and sales management, customer management and after sale communication management, auditing, managing of financial flows, linking e-commerce websites to credit, debit and loyalty card networks; downloadable software for managing and administering loyalty programs; computer hardware and downloadable software for execution, processing and authentication of payments by credit card, debit card, gift card, prepaid card, and other forms of payment; electronic devices, namely, card readers, computer chip readers, computer terminals, point of sale terminals, and computer hardware and related operating software, all to accept, perform, enable, facilitate, process, use, authenticate and manage payments; downloadable software for performing and managing commercial transactions in the nature of a platform that tracks, accumulates, exchanges and redeems rewards, reward points, loyalty points; downloadable currency conversion software; downloadable software for trading and exchanging assets, currency, units of monetary value, loyalty scheme points; downloadable software for verifying and establishing personal identity; downloadable user authentication software; downloadable computer encryption software; downloadable software for issuing payment receipts; downloadable accounting software; downloadable software to facilitate and manage communications between traders and customers; downloadable software for providing access to databases and platforms; downloadable software for the collection, analysis and reporting of business information in the nature of consumer information, consumer demographics, loyalty points and rewards awarded and redeemed, loyalty points and rewards exchanged, consumer location, consumer identity, consumer and transaction data and information; downloadable software to facilitate and carry out transfers of units of monetary, exchange or commercial value; downloadable software for making payments to vendors and customers on e-commerce platforms and in-store; downloadable banking software for managing financial accounts, loyalty point accounts, currency exchange, customer rewards, transferring units of value, making and receiving payments; downloadable systems integration software for software application integration; downloadable software for performing and managing commercial transactions; downloadable software for the collection, analysis and reporting of business, consumer and transaction data and information; downloadable software to facilitate and carry out transfers of units of value; downloadable software for making payments; downloadable banking software for banking purposes, namely, administering, monitoring, and controlling the custody, loan, exchange, transmission, and issue of monetary instruments and units of financial value

Loyalty scheme services, namely providing incentive award programs for customers, issuing and processing loyalty points, tokens of value, vouchers and coupons, and rewards for purchases made, providing schemes for the exchange and redemption of loyalty points, tokens of value, vouchers and coupons and rewards; Business administration services; business administration services, namely maintaining and administering business accounts for businesses and individuals; business administration services, namely, the management and maintenance of office supplies; Business management services in the nature of the management, deployment and maintenance of an incentive award programs for customers, issuing and processing loyalty points, tokens of value, vouchers and coupons, and rewards for purchases made, providing schemes for the exchange and redemption of loyalty points, tokens of value, vouchers and coupons, and rewards; business management services in the nature of managing identity verification services for customers and vendors; business management services in the nature of management of authentication and verification programs for customers, vendors and transactions; business management services, namely, maintaining and managing business accounts for businesses and individuals; business management services regarding the management and maintenance of office supplies; database management services; business research services, namely, providing analysis of retail data in respect of the use of loyalty and reward programs by customers and consumers; business intermediary and advisory services in the field of selling products and rendering services; business introduction services, namely, targeted matching consumers with products and services by way of a loyalty schemes and rewards programs; advertising, promotion, marketing services; trade information; foreign trade consultancy services; business management services regarding the management and maintenance of office supplies; database management services; business research services, namely, providing analysis of retail data in respect of the use of loyalty and reward programs by customers and consumers; business intermediary and advisory services in the field of selling products and rendering services; business introduction services, namely, targeted matching consumers with products and services by way of a loyalty schemes and rewards programs; advertising, promotion, marketing services; trade information; foreign trade consultancy services; arranging exhibitions, trade shows and trade fairs for business, trade, and commerce for business purposes; arranging presentations, displays, demonstrations of products and services for trade purposes; market information services, namely, providing informational web pages, electronic messages, electronic notifications designed to generate sales traffic to third party vendors; arranging trade between businesses in the nature of providing a scheme for the accumulation, redemption and exchange of consumer loyalty points, tokens of value, vouchers and coupons, and rewards arranging trade between individuals in the nature of providing a scheme for the accumulation, redemption and exchange of consumer loyalty points, tokens of value, vouchers and coupons, and rewards; arranging trade between businesses and individuals in the nature of providing a scheme for the accumulation, redemption and exchange of consumer loyalty points, tokens of value, vouchers and coupons, and rewards; arranging trade between third parties in the nature of providing a scheme for the accumulation, redemption and exchange of consumer loyalty points, tokens of value, vouchers and coupons, and rewards; electronic commerce services, namely, providing information about products via a website, electronic messages, e-mails and downloadable application software for customer loyalty management, promotion, advertising, marketing and sales purposes; electronic commerce services, namely, providing information about services and businesses in the nature of providing information for customer loyalty management, promotion, advertising, marketing and sales purposes; financial statement preparation and analysis; accounting services; compilation of information into computer databases, collating business data, systemization of business information into computer databases; providing market reports, and business reports; business risk assessment; arranging of trading transactions; administration, organization and management of consumer loyalty, loyalty rewards, bonus and incentive schemes and programs; auction services; loyalty, incentive and bonus program services in the nature of providing, managing and administering an incentive reward program for individual customers and businesses including issuance of points, units of monetary value, tokens of value, vouchers and coupons and rewards and providing for and enabling their accumulation, redemption and exchange; market research services in the field of customer loyalty; provision of advisory, information and consultancy services in relation to the aforesaid services; data collection services for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location; data processing and electronic data processing for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location; data management for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location; data transcription for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location; data retrieval for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location; systemisation, compilation and collating of data in databases for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location; database management services for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location; computerised data verification for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location; data processing verification for the purposes of monitoring the geolocation of individuals, alerting as to danger and risk, collating commercial information on consumer habits and spending, managing and administering a loyalty rewards program, authenticating transactions, authenticating personal identity, authenticating personal information relating to whereabouts and geographic location

Financial services, namely providing an internet website, platform, portal and software in the field of financial transactions, payment processing, conversion of monetary instruments and units of financial value, maintenance and administration of deposit and savings accounts, maintenance and administration of financial accounts; currency dealing in the nature of trading and exchanging tokens of financial value, points of financial value, financial instruments, electronic currencies; currency trading; money transmission services in the nature of the electronic transmission of tokens of financial value, points of financial value, financial instruments, electronic currencies, coupons and vouchers of financial value between individuals and businesses; financial affairs, namely, financial management services, providing an internet website, platform, portal and software in the field of financial transactions, payment processing, conversion of monetary instruments and units of financial value, maintenance and administration of deposit and savings accounts, maintenance and administration of financial accounts; monetary affairs, namely, financial management services, providing an internet website, platform, portal and software in the field of financial transactions, payment processing, conversion of monetary instruments and units of financial value, maintenance and administration of deposit and savings accounts, maintenance and administration of financial accounts; monetary services, namely, monetary exchange services, valuation of units and tokens of monetary value; financial intermediary services, namely, loyalty program payment processing services and loyalty coupon payment processing services; financial brokerage services in the field of commodities brokerage, money brokerage, exchange brokerage, brokerage of tokens and units of financial value; exchange intermediary services, namely, exchanging money, currency, cryptocurrency, loyalty scheme points, tokens of value, and redeeming the vouchers and coupons of others for payment of goods and services; brokerage services, namely, exchange intermediary services in the nature of exchanging money, currency, cryptocurrency, loyalty scheme points, tokens of value, and redeeming the vouchers and coupons of others for payment of goods and services; currency conversion in the nature of currency exchange services and exchange of tokens of financial value to currency; asset conversion services in the nature of conversion of units and tokens of financial value; valuation and appraisal services in respect of units and tokens of financial value, vouchers, coupons, foreign currency; financial risk assessment; investment risk assessment; banking and investment banking services; international banking, electronic banking, online banking, private banking services; Financial services, namely, currency, securities, asset and commodity dealing, trading, brokerage, appraisal other than for business appraisal, valuation other than for business valuation, pricing, exchange, transfer, management, analysis and transaction services; credit services, namely, advancing credit in the form of vouchers, coupons, tokens and points of monetary value; financial asset management and trading; insurance services, namely, providing insurance information in the field of financial, securities, asset, currency and commodities insurance; safe deposit box services; Issuing tokens of value; issuing points of value in the nature of tokens of value; redemption of points and tokens of value; debit and credit card services, namely, debit card transaction processing services, managing accumulation and expenditure of loyalty points as part of debit card transaction processing; processing loyalty card and tokens of monetary value transactions for others; processing debit and credit card transactions for others; issuing, exchanging, trading, and redeeming transmitting, redemption of vouchers of others for payment of goods or services, electronic and digital vouchers of others for payment of goods or services, tokens of value, electronic and digital tokens of value, coupons of value, electronic and digital coupons of value, points of value, electronic and digital points of value; management of financial portfolios and portfolios of assets and commodities; with the aforesaid services including but not limited to services relating to portfolios containing digital currencies; provision, organisation and management of financial exchanges for items, tokens, vouchers, points, coupons and currencies of value in the nature of granting items, tokens, vouchers, points, coupons and currencies of value and redeeming them for payment; provision of information, advisory and consultancy services in relation to the aforementioned services via websites, online platforms, online portals, electronic messaging, electronic notifications; foreign exchange transactions; home banking; electronic funds transfer; online banking and telebanking; clearing and reconciling financial transactions via a global computer network; providing a wide variety of payment services and providing financial services, namely, credit card transaction processing and transmission of bills and payments thereof, conducted via a global computer network; bill payment services; insurance brokerage

Data security services, namely, providing user authentication services using digital identification, credentials, tokens and keys, data encryption services and electronic monitoring services for providing security for data relating to individual whereabouts, research and analysis relating to security technology, provision of security technology; data security services being encryption and electronic storage of data relating to financial and commercial transactions and consumer loyalty schemes; data security services, namely, computer security system monitoring services for detecting, recognizing, identifying and verifying financial and commercial transactions relating to consumer loyalty schemes, for use in providing security and security monitoring and tracking services for individuals, monitoring personal whereabouts, monitoring and tracking for personal and individual safety and security, personal risk assessment, user identity verification and authentication, and monitoring of computer systems, all for data security purposes; data security services, namely, electronic monitoring of data stored on or transmitted by encrypted, magnetic or encoded near-field communication tags, near-field radio frequency tags, encoded cards, magnetic cards, machine-readable cards, encoded key fobs, machine-readable key-fobs, microchips, labels, encoded wristbands, jewellery for detecting, recognizing, identifying and verifying financial and commercial transactions relating to consumer loyalty schemes, for use in providing security and security monitoring and tracking services for individuals, monitoring personal whereabouts, monitoring and tracking for personal and individual safety and security, personal risk assessment, user identity verification and authentication, all for data security purposes; data security services, namely, providing security user authentication services and data encryption services for data relating to personal configurations for seating, lighting, temperature, speed, furniture, computer settings, ergonomic settings; encryption, decryption and authentication of messages, data and digital information; encryption, decryption and authentication of information in the nature of financial transactions, consumer transactions, transactions as part of a loyalty or rewards scheme, personal identity, personal whereabouts, personal safety and security; storage and secure storage of electronic information, messages, data and digital information; software-as-a-service (SAAS) services featuring software for managing financial and consumer transactions, managing and administering a loyalty and rewards program for consumers and vendors, storing and transmitting commercial and financial information, monitoring personal whereabouts, monitoring and tracking for personal and individual safety and security, financial and personal risk assessment, user identity verification and authentication; software-as-a-service (SAAS) services featuring software for managing, setting and saving and applying data relating to personal configurations for seating, lighting, temperature, speed, furniture, computer settings, ergonomic settings; platform as a service (PAAS) services featuring computer software platforms for managing financial and consumer transactions, managing and administering a loyalty and rewards program for consumers and vendors, storing and transmitting commercial and financial information, monitoring personal whereabouts, monitoring and tracking for personal and individual safety and security, financial and personal risk assessment, user identity verification and authentication; platform as a service (PAAS) services featuring computer software platforms for managing, setting and saving and applying data relating to personal configurations for seating, lighting, temperature, speed, furniture, computer settings, ergonomic settings; providing web hosting internet platforms for use in e-commerce, for use in providing security and security monitoring and tracking services for individuals, for managing financial and consumer transactions, managing and administering a loyalty and rewards program for consumers and vendors, storing and transmitting commercial and financial information, monitoring personal whereabouts, monitoring and tracking for personal and individual safety and security, financial and personal risk assessment, user identity verification and authentication; providing web hosting internet platforms for use in e-commerce, for use in providing security, managing, setting and saving and applying data relating to personal configurations for seating, lighting, temperature, speed, furniture, computer settings, ergonomic settings; constructing internet platforms for electronic commerce and trade; design and development of programming software for e-commerce platforms; hosting of e-commerce platforms; software-as-a-service (SAAS) featuring software in the areas of financial, monetary, banking, secure deposit, brokerage, intermediary, insurance, valuation, appraisal, risk management and assessment, investment, exchange, trading and transfer purposes, namely, software for account management and enabling monetary and financial transactions, enabling consumer transactions, enabling vendor transactions, providing, managing and administering accounts of units of financial or monetary value; software-as-a-service (SAAS) featuring software in the field of currencies, assets, commodities and valuables, for the purposes of enabling monetary and financial transactions, enabling consumer transactions, enabling vendor transactions, providing, managing and administering accounts of units of financial or monetary value; product development services for others; design services, namely, design of security, tracking and monitoring systems for personal and individual safety, design of computer hardware and software, and technological systems for or relating to loyalty and reward schemes for vendors and consumers; design services, namely design of technological systems for setting and saving and applying data relating to personal configurations for seating, lighting, temperature, speed, furniture, computer settings, ergonomic settings; development and design of interactive data transfer apparatus, encoded apparatus for use in relation to electronic transfer of data and information, electronic key fobs, communications equipment, communications controllers, communications instruments, communications apparatus, communications devices; development and design of near-field, portable and electronic communication devices, equipment, controllers, instruments and apparatus, excluding landscape design, garden design and golf course design; development and design of handheld communication devices, wireless communication devices and apparatus; development and design of software and data communications software; development and design of parts and fittings for communications apparatus, equipment and instruments; development and design of remote controllers and receivers, mobile phone accessories; development and design of encoded identification, bar code, adhesive labels; development and design of RFID chips, labels, tags, receivers and digital code and smart card readers; development and design of electronically encoded wristbands; development and design of electronically encoded lanyards, neck chains jewellery; development and design of jewellery that communicates data; development and design of clothing that communicates data; development and design of near field communication and radio-frequency identification electric and electronic products; development and design of computer software, microchips, electric and electronic products for storing, setting, communicating and loading personal configurations for electric and electronic equipment and apparatus; development and design of computer software, microchips, electric and electronic products for personal configurations for ergonomic preferences, seating, lighting, speed and temperature; development and design of products for storing and transmitting data and electronic information; development and design of storage devices, microchips, encoded and magnetic cards, credit cards, debit cards, smart cards, microchip cards, cash cards, SIM cards, circuit cards, flash cards, electronic key cards, encoded loyalty cards, card readers for the aforesaid products; development and design of software for e-commerce and software for the management and conducting of electronic commerce, including management software; development and design of software for product data processing, decision, monitoring and control and sales management, customer management and after-sale, auditing, management of financial flows; development and design of downloadable software for e-commerce; development and design of software for managing and administering loyalty programs; development and design of electronic and online-based loyalty programs; development and design of computer hardware and software for execution, processing and authentication of payments by credit card, debit card, gift card, prepaid card, and other forms of payment; development and design of electronic devices, namely, card readers, computer chip readers, terminals, point of sale, and computer hardware and related software, all to accept, perform, enable, facilitate, process, use, authenticate and manage payments; maintenance, provision, design and development of software for performing and managing commercial transactions; development and design of currency conversion software, software for trading and exchanging assets and loyalty scheme points and units of value; maintenance, provision, development and design of software for the creation, tracking and monitoring, and authentication of online and electronic currency; maintenance, provision, development and design of software for verifying and establishing personal identity authentication software, encryption software, software for issuing payment receipts, accounting software, software to facilitate and manage communications between traders and customers; maintenance, provision, development and design of software for providing access to databases and platforms, software for the collection, analysis and reporting of business, consumer and transaction data and information, software to facilitate and carry out transfers of units of value, software for making payments, banking software, systems integration software; Custom design services, namely, custom design of platforms, portals and websites for use in e-commerce, for use in providing security and security monitoring and tracking services for individuals, for managing financial and consumer transactions, managing and administering a loyalty and rewards program for consumers and vendors, storing and transmitting commercial and financial information, monitoring personal whereabouts, monitoring and tracking for personal and individual safety and security, financial and personal risk assessment, user identity verification and authentication; custom design services, namely, custom design of technological systems for setting and saving and applying data relating to personal configurations for seating, lighting, temperature, speed, furniture, computer settings, ergonomic settings; custom design of products for storing and transmitting data and electronic information; custom design of electric and electronic products, equipment and apparatus; custom design of software; custom design of near field communication and radio-frequency identification products; provision of information, advisory and consultancy services in relation to the aforementioned services; authentication in the field of commercial transactions and personal identification, namely, providing user identity verification and authentication services using technology for e-commerce transactions, digital identification, credentials and keys, monitoring, counting and tracking attendance at and departure from venues, locations, and event and quality control services for others

Security services, namely, providing security services for the protection of individuals by way of monitoring and tracking whereabouts; security services, namely providing security services for the protection of individuals by way of geolocation monitoring; security services being electronic monitoring and tracking of individuals; security consultancy; security services for the protection of individuals; security services for the physical protection of individuals; security services for the protection of property and individuals; security services for the physical protection of tangible property; security monitoring services; anti-abduction and abduction prevention services; electronic monitoring services for security purposes; information services relating to safety, namely, providing information relating to child safety, providing information regarding ongoing or imminent security risks to individuals; investigation services, namely, background investigation and criminal history investigation services; personal background investigations; security clearance for preparation of identification cards; identity validation and verification services, namely, verification of personal identity as part of personal background investigations; tracking of stolen property; vetting services, namely, vetting of personnel in connection with security due diligence services for individuals or businesses; child minding services, namely, babysitting services, monitoring child whereabouts, geolocating children; provision of information, advisory and consultancy services in relation to the aforementioned services