financial services, namely, banking services, debit card services in the nature of debit card transaction processing, electronic funds transfer services and currency exchange services; electronic payments services, namely, processing and transmission of bill payment data; cash management services, namely, cash disbursement services and cash and check deposit services, automated teller machine services, point of sale electronic funds transfer services, and debit card transaction authorization and settlement services, namely, settlement of customer funds between financial institutions participating in an automated teller machine network; consulting services related to all of the aforesaid services