Provision of a financial exchange for the trading of virtual currency; financial services, namely, electronic financial trading services featuring the trading of virtual currency for virtual currency; financial services, namely, electronic financial trading services featuring the trading of virtual currency for fiat currency; currency exchange services; on-line real-time currency trading; cash management, namely, facilitating transfers of electronic cash equivalents; digital currency exchange transaction services for transferrable electronic cash equivalent units having a specified cash value; financial services, namely, providing information in the fields of foreign currency, crypto-currency, virtual digital currency and fiat currency; issuing prepaid debit cards; issuing debit cards and credit cards; processing of debit card payments; processing of credit card payments; merchant services, namely, payment transaction processing services; processing of contactless credit and debit card payments; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network, all of the above utilizing blockchain technology for the transaction as well as to verify the identity of the user