Data processing apparatus; Computer memory devices; Computer programs, recorded, for use in electronic storage of data; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Downloadable image file containing artwork, text, audio, video, games and Internet Web links relating to sporting and cultural activities; Blank USB flash drives; Downloadable computer software for word processing; Downloadable electronic publications in the nature of magazines in the field of software; Cell phones; Electronic monitors and monitor modules for monitoring electric current and electrical signals; Audio-receivers and video-receivers; Photographic cameras; Thin client computers; Network routers; Laptop computers