Electronic identity verification services using technology to aggregate information and authenticate user identity; Authentication in the field of blockchain technology; Providing user authentication services using technology software for financial transactions; Design and implementation of software and technology solutions for the purposes of authentication and tracking of electronic financial transactions; Providing an online information network that aggregates data and information for purposes of identity verification and authentication, aggregates and provides access to credit information; Providing temporary use of non-downloadable cloud-based software for identity verification, authentication of identity information, tracking of financial transactions and products, secure storage of electronic data and records, and inter-user communications; Application service provider featuring application programming interface (API) software for use in connection with a consumer information network engaged in identity verification, authentication of identity information, tracking of financial transactions and products; Platform as a service (PAAS) featuring computer software platforms for identity verification, authentication of identity information, tracking of financial transactions and products, secure storage of electronic data and records, and inter-user communications