Computer software for processing electronic payments to and from others; user identification authentication software for controlling electronic payments to and from others; user identification authentication software for controlling access to and communications with computers and computer networks

Financial services, namely, electronic funds transfer; electronic transfer of funds; peer to peer and merchant transaction payment processing services; electronic peer to peer and merchant transaction payment processing services; remote peer to peer and merchant transaction payment processing services; payment collection services, namely, acting as an intermediary for the collection of payments for customers; clearing and reconciling financial transactions, namely, clearing and reconciling financial transactions via a global computer network; deposit-holding, namely, escrow services for investments, real estate transactions, and the exchange of goods and/or services; escrow services for sales transactions; providing electronic mobile payment services for others, namely, electronic processing of money for investments, real estate transactions, and the exchange of goods and/or services; payment and receipt of money as agents, namely, maintaining escrow accounts for investments, real estate transactions, and the exchange of goods and/or services; bill payment services provided through a website