Platform as a service (PAAS) featuring computer software platforms for evaluating both data and status of individuals, companies, entities, projects, contracts and transactions related to exchange, risk and value by providing data input and storage, data retrieval and aggregation, statistical analysis, computational intelligence, and graphical display thereof; Software as a service (SAAS) services featuring software for evaluating both data and status of individuals, companies, entities, projects, contracts and transactions related to exchange, risk and value by providing data input and storage, data retrieval and aggregation, statistical analysis, computational intelligence, and graphical display thereof