Providing temporary use of online non-downloadable software and applications for processing loan applications, loan origination, managing loans, financial transactions, financial asset management, and processing payments in the field of mortgage lending; platform as a service (PAAS) featuring computer software platforms for providing marketplace and mortgage lending services; providing on-line non-downloadable software that enables users to perform loan origination, loan application processing, loan servicing and consumer lending; providing temporary use of on-line non-downloadable software that enables users to perform loan origination, loan application processing, loan servicing and consumer lending