Art appraisal; auto loan brokerage services; automobile appraisal; brokerage in the field of vehicles, automobiles, insurance, business, commodities, hire-purchase; charitable fund raising; fiduciary representatives; financial guarantee and surety; financing services; funds investment; insurance brokerage; providing financial information via a web site; providing information on vehicles for sale via a global communications network, namely, vehicle valuations; providing monetary exchange services, namely, exchanging vehicles of others for cash; providing vehicle insurance rate quotes; securities lending