Banking services; Electronic cash transactions; Financial clearing houses; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial advice; Financial consultancy; Financial consultation; Financial consulting; Financial information; Financial management; On-line banking services; Online banking; Online banking services accessible by means of downloadable mobile applications; Payment processing services, namely, credit card and debit card transaction processing services; Processing of contactless credit and debit card payments; Credit card verification; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Issuing credit cards; Issuing prepaid debit cards; Merchant services, namely, payment transaction processing services; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network