Authentication services, namely, providing user authentication services using document conversion and matching software and hardware technology and biometric hardware and software technology for e-commerce transactions; Providing user authentication services using software and hardware technology and biometric hardware and software technology for e-commerce transactions; Providing user authentication services in e-commerce transactions using software and hardware technology and biometric hardware and software technology; Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network using software and hardware technology and biometric hardware and software technology; Identification verification services, namely, providing authentication of personal identification information using software and hardware technology and biometric hardware and software technology for e-commerce transactions; Identification verification services, namely, providing authentication of personal identification information via secure storage communicated via the Internet, SMS, and other electronic networks using software and hardware technology and biometric hardware and software technology for e-commerce transactions; Verifying and authenticating the identification information and credentials of users of websites and software applications for security purposes communicated via the Internet, SMS, and other electronic networks using software and hardware technology and biometric hardware and software technology for e-commerce transactions