Broad based financial services, namely, banking services; credit card services, namely, authorization services, verification services, payment processing services, transaction processing services, transaction settlement services; debit card services, namely, authorization services, verification services, payment processing services, transaction processing services, transaction settlement services; charge card services, namely, authorization services, verification services, payment processing services, transaction processing services, transaction settlement services; pre-paid card services offered through cards with stored value, namely, authorization services, verification services, payment processing services, transaction processing services, transaction settlement services; bill payment services, cash disbursement, cash replacement rendered by credit card and debit cards, electronic cash transactions; point of sale and point of transaction services, namely, processing of credit card, debit card, charge card, payment card, and pre-paid card payments made through mobile devices; financial transaction authorization services; financial transaction settlement services, electronic funds transfer, electronic payment processing services, credit card and debit card verification, payment transaction authentication and verification services; provision of debit and credit services by means of radio frequency identification devices, namely, authorization services, verification services, payment processing services, transaction processing services, transaction settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network; electronic cash services, namely, currency exchange over a global electronic network