Message sending and receiving services; Message sending, receiving and forwarding; Electronic message sending; Electronic messaging; Electronic messaging services; Electronic transmission of messages and data; Electronic, electric, and digital transmission of voice, data, images, signals, and messages; Instant messaging services; On-line services, namely, message sending; Providing electronic transmission of contactless payment data via the internet; Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; Providing instant messaging services; Providing virtual chat rooms established via text messaging; Telephone voice messaging services; Text messaging services; Text and numeric wireless digital messaging services; Text and picture wireless messaging services; Transmission of messages over electronic media; Virtual chat rooms established via text messaging; Wireless digital messaging services