Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic, mobile and online payments; Electronic payments involving electronic processing and subsequent transmission of bill payment data; Financial transaction services, namely, providing secure commercial transactions and payment options; Funding online cash accounts from prepaid cash cards and debit cards; Administration of transactions involving funds drawn from prepaid cash cards, or debit cards over a global data network; Clearing and reconciling financial transactions via electronic communications networks

Licensing of intellectual property, namely, user created avatars, graphical icons, symbols, fanciful designs, comics, phrases, and graphical depictions of people, places and things