Banking services; on-line banking services; debit card authorization, factoring, registration, transaction processing, and issuance services; credit card authorization, factoring, registration, transaction processing, and issuance services; checking account services; savings account services; traveler's and cashier's check issuing services; money order services; safe deposit box services; administration of individual retirement accounts; financial services, namely, banking services, financial investment brokerage services and investment services, namely, funds investment services and advice related to investments; commercial lending services; mortgage lending services; lease financing services; equipment financing services; financial planning and investment advisory services, namely, wealth management, retirement planning, trust management account services, financial valuations, and providing information on financial investments; electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing financial information by telephone and by online means in the field of financial investment account information and financial research; credit and financial consultation; financial advisory and consultancy services; financing services; financial services; mortgage banking; mortgage brokerage; residential loans services; and consumer lending services