Insurance services, namely, underwriting, issuing and administration of, personal property insurance, vehicle insurance, watercraft insurance, commercial insurance, commercial general liability insurance, products liability insurance, business interruption insurance, workers' compensation insurance, cargo insurance, occupational accident insurance, individual life insurance, individual disability insurance, individual health insurance, group health insurance, group life insurance, group dental insurance, group vision insurance, group disability insurance, long term care insurance, boiler and machinery insurance, criminal acts insurance, directors and officers insurance, employment-related practices liability insurance, fidelity and crime insurance, fiduciary insurance, contract and surety bonding, inland marine insurance, international capability insurance, liquor liability insurance, professional liability insurance, commercial property insurance, systems breakdown insurance, umbrella insurance, homeowners insurance; insurance agency services; insurance administration; risk management services, namely, consultation in the fields of loss control and loss prevention