Computer application software for mobile devices, mobile phones, tablets and computers, namely, software for remotely or wirelessly transferring gratuity payments, and for providing consumer information and customer reviews; Downloadable software for providing reviews, rankings, referrals, and customer feedback in relation to service providers, and compiling and analyzing customer data provided via the downloadable software; Downloadable software in the nature of a mobile application for remotely or wirelessly transferring gratuity payments, for providing consumer information and customer reviews, and for booking services in the hospitality industry