Computer hardware for communicating audio, video and data between computers via a global computer network, wide-area computer networks, and peer-to-peer computer networks; Computer software and firmware for playing games of chance on any computerized platform, including dedicated gaming consoles, video based slot machines, reel based slot machines, and video lottery terminals; Computer software and hardware for disseminating advertising for others on employee earnings and third party paper payroll stubs and checks and on electronic payroll payments; Computer software for wireless content delivery; Computer software for processing multimedia files and instructional user guides sold as a unit; Computer software for processing multimedia files that may be downloaded from a global computer network; Computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Computer software to automate data warehousing; Computer software to control and improve computer and audio equipment sound quality; Downloadable computer software for processing multimedia files; Music-composition software