Computer hardware and software computer hardware and software for payment processing use; computers; computer peripheral devices; computer software, recorded, for payment processing use; encryption software; encryption keys; digital certificates; digital signatures; software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; software for creating and processing inter-bank bankcard information switch and interchange operating system software; pocket calculators; data processing apparatus; magnetic data media, namely, blank CDs; apparatus for recording, transmission or reproduction of sound or images; electronic publications, downloadable, namely, magazines about finance; electronic notice boards; microprocessors; computer monitors; printers for use with computers; scanners; bar code readers; computer software designed to enable bank cards or smart cards to interact with terminals and card readers; electronic devices for reading cards and reading information stored in computer chips; magnetic encoded charge cards, bank cards, credit cards, debit cards and payment cards; integrated circuit cards; identity cards, magnetic; card reader for magnetically encoded cards and cards containing an integrated circuit chip; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; computer device for the management of data; counters being automated paper money sorting machines; quantity indicators; chronographs for use as specialized time recording apparatus; cash registers; ticket dispensers being video lottery ticket terminal; automated teller machines; point of sale terminals; mechanisms for coin-operated apparatus; money counting and sorting machines; counterfeit coin detectors; check memorizing machines being computer scanners; self-regulating gasoline gauges regulated by computer program